Investor's Note - Use Your Tax Refund To Start Your Business Venture
By Neil Frey
Getting an income tax refund back this year? Take some advise from one of my financial advisor acquaintances; use you tax refund to start that business venture. Sounds like commons sense right? I would say yes to that as well, but you'd be surprised how many people just spend their tax return on something that will only put them farther in debt.
Isn't one of our goals in life is to make sound decisions so that we can be financially independent? Isn't it our dream to not have to work for someone, to be able to wake up in the morning and YOU make the decisions of what is going to happen that day? Shouldn't our financial decisions reflect our dreams and goals? I say yes to all the statements above.
I have a very savvy entrepreneurial friend of mine who has one of those minds that is constantly thinking of ways to make life easier and more lucrative. When he has a good idea, or something to say, I usually listen to him. More times than not, his thoughts or ideas have come to fruition and have made him an extremely wealthy man. I have known this gentleman for almost ten years now. I knew him when he actually had a job that he had to work Monday thru Friday. Over the years, I watched him make decisions that seemed pretty risky at the time, only for him to come out on top with a big smile on his face. A few years ago, he did something that I thought was completely crazy; started a home based business as a multi level marketer. I have heard so many negative things about organizations like this, but after seeing his business grow; I had to eat crow.
About a year ago, I joined his organization called Carbon Copy Pro. Then I was just called Carbon Copy. You may or may not have heard of the organization. After a few short months, and with the help of my friend, I began making lots of money. I began to find friends that had the talent and know how to become successful in an organization like this. I became friends with a great financial advisor and have been friends with him ever since. In the past few years, we would meet for lunch and talk about how each was doing. He gives me tid-bits of insider information, and in turn, I buy his lunch. It's a fair trade in my opinion. Just a few weeks ago, was the most recent time we met for lunch. He was impressed with how well I was doing with my marketing campaigns. I told him that more people should try this, and even got him to think it over for himself. Once I told him what Carbon Copy Pro was all about, he told me that it was a sure winner. "With as little as it cost to get started, I'm surprised more people don't use their tax refund to start this business venture." He said. I couldn't agree more.
I'm not trying to sell you on anything, and I'm sorry that this sounds like a marketing pitch, but I, along with a few of my friends have been very successful with this. There is no better time than the present to get started. Don't waste your money on something that won't give you anything in return. Make your money work for you, not the other way around.
Put your tax returns to good use this year. Start that business venture you've always had in mind. Invest in something that will make you more money instead of wasting it. You've worked hard for it, now put it to some good use. If you would like more information on this, or want to just see what it is all about here is the link: http://www.wealth-helper.org
Article Source: http://EzineArticles.com/?expert=Neil_Frey
VIX Index
By: Viktor Ka
The VIX (CBOE Volatility Index) measures the market expectations of near-term volatility based on the S&P 500 stock index option prices. The VIX has been introduced in 1993, and since then it has been considered a world's premier barometer of investor sentiment and market volatility.
Until 2003 the VIX index calculation was based on the CBOE S&P 100 index (OEX). With the introduction of the new and revised, more robust calculation methodology the underlying index was changed to the CBOE S&P 500 Index options (SPX).
Another important step in the history of the VIX index was that on March 26, 2004, the VIX volatility index started to trade on the CBOE Futures Exchange (CFE).
The next step was introducing VIX options in 2006.
The VIX Futures and VIX Options were each named as most Innovative Index Products in 2004-2006 years.
The VIX volatility index is calculated in real-time by the Chicago Board of Exchange (CBOE) and is based on the weighted blend of prices of S&P 500 index options.
The VIX formula uses the current market prices for all out-of-the-money calls and puts for the front month and second month expirations with purpose to estimate the implied volatility of a synthetic, at-the-money option on the S&P 500 index, with 30 days to expiration.
It is commonly accepted by traders that that high VIX values are consistent with a greater degree of market uncertainty, while a low VIX value would point to the greater stability.
The VIX Index itself is quoted as a percentage rather than a dollar amount and there is no easy and simple way to estimate the VIX's "return". However, in this case traders uses VIX-based derivatives: VIX futures contracts (began trading in 2004), and VIX options (started to trade in February 2006).
In some cases, traders use VIX index used to analyze the overall sentiment for equity options rather than for the whole stock market. However, in many cases the relationship of the VIX to equity options can be easily overstated simply because different dynamics drive the volatility of the S&P 500 index options and individual equity options, and the two can often be uncorrelated. For instance, technology stocks are usually more volatile than the utility stocks and using VIX to represent the volatility of stock from these two sectors could be overly simplistic.
For more information visit QQQQ and SPY Options Trading Signals to see trading system based on the NASDAQ 100 and S&P 500 analysis.
50 Point SPX Pullback Next Week?
The SPX one-year daily chart shows the daily NYMO (above price chart) closed at 79 1/2 Friday, which is a multi-year high. The last two times NYMO rose to about 80, SPX pulled-back roughly 50 points within a week. However, the daily MACD (below price chart) is bullish, which suggests if SPX pulls-back, over the next week or two, e.g. to 1,350 or 1,360, that may be a short-term buying opportunity, e.g. for SPY Mar calls.
If the market opens high Monday, or continues to rise early next week, that may be an excellent opportunity to buy heavy positions of SPY Mar puts. It seems likely, SPX will trade in a range short-term. So, puts may be traded taking advantage of volatility, i.e. buying some puts on market bounces and selling some on market pullbacks, e.g. to lower average cost, and remain in position with some puts for a further pullback.
Mr Eckart has developed a comprehensive trading methodology using economics, portfolio optimization, and technical analysis to maximize return and minimize risk at the same time and over time. This methodology has resulted in excellent returns with low risk over the past four years.
source:searchwarp.com
Risky investments need planning
by alex
Risk can be taken if you have large investments and have good money besides investment.Bigger the risk better the gains if you have strong planning and good broker with you .
Each individual has a risk tolerance that should not be ignored. Any good stock broker or financial planner knows this, and they should make the effort to help you determine what your risk tolerance is. Then, they should work with you to find investments that do not exceed your risk tolerance.
Determining one's risk tolerance involves several different things. First, you need to know how much money you have to invest, and what your investment and financial goals are.
For instance, if you plan to retire in ten years, and you've not saved a single penny towards that end, you need to have a high risk tolerance - because you will need to do some aggressive - risky - investing in order to reach your financial goal.
On the other side of the coin, if you are in your early twenties and you want to start investing for your retirement, your risk tolerance will be low. You can afford to watch your money grow slowly over time.
Realize of course, that your need for a high risk tolerance or your need for a low risk tolerance really has no bearing on how you feel about risk. Again, there is a lot in determining your tolerance.
For instance, if you invested in the stock market and you watched the movement of that stock daily and saw that it was dropping slightly, what would you do?
Would you sell out or would you let your money ride? If you have a low tolerance for risk, you would want to sell out... if you have a high tolerance, you would let your money ride and see what happens. This is not based on what your financial goals are. This tolerance is based on how you feel about your money!
Again, a good financial planner or stock broker should help you determine the level of risk that you are comfortable with, and help you choose your investments accordingly.
Your risk tolerance should be based on what your financial goals are and how you feel about the possibility of losing your money. It's all tied in together.
SO take a risk and get better gains in investments if you have sound planning .
alex has been writing articles for site http://www.fantasticfreesite.com .To contact alex send email to alexhamish@yahoo.com. You are welcome to add this article to your site,blog,ezine,or anywhere else only requirement is author bio and link back to site http://www.fantasticfreesite.com should be live.
Read More......Why You Should Not Trust Ideas And Advice From Stock Analysts ?
Investing can often be very confusing especially for those who are new at it. Thus, knowing some fundamental stock investing tips can make it slightly easier for them. Every person has a different goal in mind when investing and this is what plays a big role on the way you invest. The following investment tips might be useful for beginners:
1. There are no established rules for investing and nor are there any guarantees or the best way you can invest.
2. You should study all details of the investment you are going to make and how it will work out before you invest your money.
3. A straightforward plan of your aims might help you to decide what kind of investments you should make and how much money you should invest.
These tips will help you in the case of general investing. If you wish to invest in the stock market, the investment tips given above will be good to begin with, but the following are stock investing tips to make things easier for you:
1. Look at the value instead of the price of the stock. Find out why a share costs low and if it may rise in the near future.
2. Find out the companies' return on net worth. This is calculated by the profit after paying taxes divided by the net worth. It is a good sign if you see a pattern of growing return on net worth.
3. Do not put all your money on stocks which are high risk. The best way you can protect your money is to spread out the risks - buy some high cost stocks and some low cost stocks.
4. Try to understand the basic facts about stock prices. Several factors make the prices of stocks rise and fall.
Do not trust blindly the ideas and advice of trading software vendors, market commentators, brokers, financial analysts, trading authors, newsletter publishers, stock trading system sellers etc. if they do not trade their own money and have not had years of experience of trading successfully. There are not many who have had years of successful trading. It is best to understand the stock market a bit and then make reasoned trading decisions on your own.
The worst thing that can happen is that you might suffer a large loss on your portfolio or position, a little research in market timing can help you avoid disaster. Buy stocks when they are low and sell when they are high. If you buy the stocks when they are low, the results of your long term investment will always be better than if you had bought high. The point of beginning is very important for calculating the total return.
The best investment methods should take people about four or five hours a week while it will take the rest of us about two hours per week. It always helps to have some investment tips to understand what to invest in and how much money to invest.
About the Author
Finley Zhang is a stock investing expert and owner of Tips For Investment. Tips For Investment helps stock investor to achieve long term and stable income by using Finley's investing tips, methods, and strategies. You can instantly download the formula by visiting http://www.TipsForInvestment.com.
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